Cost of Treatment

Smiles on Your Terms: Budget-Friendly Payment Plans!

At Pawley Orthodontics, we’re firm believers that a confident smile should be within everyone’s reach, no matter their financial situation. We understand that orthodontic care is a significant commitment, which is why we’ve designed our services to be accommodating and offer a variety of payment alternatives to ensure it’s budget-friendly.

Monthly payment plans with a down payment and no interest

A 5% discount for payments made in full.

Accepting Insurance Plans

Cost of Treatment

The total expense associated with orthodontic treatment can vary based on factors such as the case’s complexity, the choice of orthodontic appliances (such as braces or clear aligners), and the duration of treatment. During your initial consultation, you’ll receive a complimentary exam, complete with diagnostic images. Our team will then craft a set of treatment solutions entirely tailored to your unique needs. It’s during this consultation that we’ll also provide you with a detailed breakdown of the costs and present you with a selection of options that align with your budget.

What Sets us apart

  • ^Personalized and professional care at Pawley Orthodontics for a healthy and confident smile.
  • ^Emphasis on orthodontics not only for straight teeth but also for improved oral health.
  • ^A warm and friendly environment with a patient-centric approach, involving patients in treatment decisions, and celebrating the transformation of smiles.

Insurance

We work with all insurance plans. If you have insurance coverage for orthodontics, we can help with your forms. 

Payment Options

At Pawley, we understand that orthodontic care represents an investment in both your well-being and self-assurance. That’s precisely why we’ve crafted a range of adaptable payment solutions designed to align with your financial preferences and way of life.

Take your pick from:

Option 1: Pay in Full and save
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You can pay for the entire cost of your treatment upfront with debit, cheque or credit card and enjoy a family discount upfront.

Option 2: Low Down Payment + 0% Financing paid monthly
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Spread out your payments over your estimated treatment time plus an additional x months at 0% financing. You can choose an upfront down payment and pick the monthly payments that work best for your budget.

Frequently Asked Questions

ABOUT ORTHODONTIC TREATMENT COSTS

How do I know if I have insurance coverage for braces or aligners?
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A significant portion of our patients benefit from insurance plans, each with its unique coverage terms tailored to the insurance provider. While you have the option to directly contact your insurance provider for detailed coverage information, we're more than happy to assist you in this regard. When scheduling your appointment for a complimentary consultation, kindly provide us with your insurance company details. Rest assured, we'll have all the information regarding your insurance coverage readily available for your convenience when you arrive!

What is the average cost for braces and aligners?
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The total cost of orthodontic treatment varies depending on factors such as the complexity of your case, the specific orthodontic appliance chosen, and the treatment duration. During your first appointment, you'll receive a complimentary exam that includes diagnostic imaging. From there, we'll provide you with tailor-made treatment recommendations. Additionally, we'll discuss financial aspects, presenting you with various cost and payment alternatives designed to align with your budget.

Do you offer discounts?
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Yes, we offer discounts. Please ask us about our 5% paid in full discounts.

Can I pay for treatment over a longer period than my estimated treatment time? For example, if my treatment is estimated to take 24 months, can I pay over 36 months?
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If you require payment options extending beyond your treatment period, we have a 3rd party financing solution available. You have the flexibility to choose a $0 down payment plan with interest spread over an extended period of up to 5 years. 

Can I use my Healthcare Spending Account (HSA) or Flexible Spending Account (FSA)?
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On multiple occasions, our patients have found value in using their Health Savings Account (HSA) or Flexible Spending Account (FSA). You have the option to engage directly with your provider to explore the possibilities, or we can work with your provider on your behalf.

Is there a minimum down payment?
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There can be depending on the payment plan you choose. There is a minimal down payment if you choose to take advantage of our in-house, 0% financing option.

Do you charge for retainers?
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Yes, there is a charge for retainers. Please ask us for details as prices vary depending on your treatment plan and needs.